TRUPANION® offers pet insurance that really pays when
your pet is sick or injured. TRUPANION®
pays 90% (after deductible) of whatever
your vet charges. If you choose to go
to a specialist, or a veterinarian that offers a premium service, TRUPANION
pays 90% (of any bill). Other pet insurance companies
have set maximum payouts (what they consider is “reasonable”) for each medical
problem or surgical procedure. For
example, VPI will only pay $660 to $920 total for a dog with Valvular Heart
Disease (heart murmur). A comprehensive
workup for a dog in heart failure with Valvular Disease may include chest
x-rays, blood tests, urinalysis, ECG, and cardiac ultrasound (echo) which could
easily cost over a thousand dollars.
Follow-up x-rays, sometimes repeat ultrasound, and lab tests may be
necessary, and you have already exceeded your payback limit.
TRUPANION® is one of the only companies that cover
congenital or hereditary diseases. We
have a client whose 8 month old boxer developed a severe congenital heart
disease. TRUPANION® has reimbursed them
for thousands of dollars in medical costs, and continues to pay 90% of every
vet bill related to the heart disease.
The clients are able to choose the highest level of care, and are able
to focus on the care of their pet without worrying that they would be paying
off charge card bills long after the pet is gone.
When a client has good pet insurance it can change the level
of care that pet receives.
Most vets are very cognizant of the cost of the care they are
providing. Some may be hesitant to offer
an important test or treatment option because of the cost. With TRUPANION, a lot of the financial
pressure is relieved from the mind of client and the veterinarian. It could change the outcome of a pet’s
treatment.
My clients are often surprised at how reasonable the monthly premiums are. Most pets can be covered (even adult pets) for less than $40 per month. Most cats are less than $20 per month. TRUPANION allows to you choose a deductible between zero and one thousand dollars. Its simple, fast, and easy to get an online quote for any pet by going to www.trupanion.com.
Fortunately, many pets get through their entire life without
a serious medical problem. But we
understand that your pet is a member of your family. If something serious goes wrong, you want to
know that you are financially able to pay for the best care possible. TRUPANION® is the plan our doctors
recommend.
My disclaimer: I have no affiliation with, work for, own shares of stock, or get a commission from TRUPANION. I just think it's a great idea for my clients and their pets.
Watch https://www.myvnn.com/page.asp?id=39&media_type=11&story_id=119, a video by Dr. Jim Humphries.
